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Become a Member

Become a MemberA smart choice for your financial well-being.

Partnering with BCU is a smart choice for your banking needs. For one thing, you’ll be joining a member-owned cooperative with an unwavering commitment to improve the financial well-being of its members. This cooperative distinction means that BCU is not-for-profit; therefore, earnings are returned to members in the form of higher savings rates, lower loan rates, and reduced or eliminated service fees.


Perhaps you found BCU through your employer, as we team up with many companies as a benefit – or you learned about us through a family member or neighbor. If you are new to credit unions, rest assured, we are full service financial institutions, offering everything from checking accounts to mortgages to brokerage services. Federally insured by the National Credit Union Administration (NCUA), your funds are safe, as is the security of our database and online services.


Convenient as well, BCU has service centers all across the country and in Puerto Rico. Our network of surcharge-free ATMs total over 70,000 machines. What’s more, we offer 24/7 services such as Online Banking, Mobile Banking, Loan Approvals, and BCU Audio Response Teller (BART).


BCU strives to deliver unsurpassed service, innovative products, and to be the primary financial institution of each member we serve. Thank you in advance for your business and we look forward to exceeding your expectations.


Key Benefits

  • A full service financial institution
  • Member owned
  • Higher savings rates, lower loan rates, and reduced service fees
  • Federally insured
  • Locations across the U.S. and Puerto Rico
  • Networks of over 70,000 surcharge-free ATMs
  • Online Banking and Mobile Banking
  • Brokerage and Financial Planning services
  • Complete menu of consumer financial products and services
  • Unsurpassed personalized service

While the media persists in reminding us that these are bleak economic times, BCU wishes to bring its members and potential members some good news. While there may be problems in some segments of the financial services and mortgage industries, members can take comfort in knowing BCU is growing, membership is prospering, and the loan portfolio is performing as expected without any secondary exposure to sub prime lending issues. Credit union membership today means advantages in light of issues surrounding the sub-prime mortgage fallout. BCU’s financial picture remains strong and our position within mortgage lending solid.