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Buying a Car

Buying a Car

Because we’re committed to helping our members achieve financial independence and security, we’re providing you with this library of financial information so that you can make more informed financial decisions and achieve your goals. We encourage you to use these articles and resources to help you find answers to your financial questions.

Arm yourself with knowledge to help you get the best deal on the car you need, when you need it.

8 tips to negotiating your car purchase
Auto financing options
Avoid auto repair rip offs
Choice of auto loan impacts car buyer’s bottom line
Dealing with denial: What to do when you don’t get the loan
Demystifying the loan application process
How to choose between new and used
Online resources for car shoppers
Questions to ask before you buy a car
Should you buy or lease your next car
The real cost of car ownership
What to do when you can’t make the loan payments
What to know about new car options
Where to find your next car

Additional Resources

Auto research - Research up to date information about both new and used automobiles.
Auto insurance quotes - Receive a free, no obligation quote for automobile insurance from the Credit Union’s preferred insurance coverage partner.
Mechanical repair coverage - Create or extend the warranty of your car for up to 10 years or 125,000 miles.
Guaranteed Asset Protection - Insurance to cover any difference between an insurance payout and the balance owed if the car is totaled or stolen.
Auto loan application - Applying for a BCU Auto Loan is simple and efficient. In many cases, you’ll get an instant answer and a check the next day.
Payment calculators - Calculate the monthly payment on any automobile loan. Just provide the loan amount, annual percentage rate, and term of loan and we will calculate the rest.
Online Financial Planning - Use this tool to create a personalized financial plan that will help you achieve your goals.