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Rates
US | Puerto Rico

Deposits | Loans

Rates are effective as of March 1, 2010.

Checking
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  APY Dividend Rate
POWERCHECKING
    on balances up to $25,000 3.00% 2.96%
    on remainder over $25,000 0.50% 0.50%
Preferred Interest Checking
    $25,000 and above 0.75% 0.75%
    $5,000 - $24,999 0.50% 0.50%
    $0 - $4,999 0.10% 0.10%
Business Checking
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  APY Dividend Rate
Premier Business Checking 1.00% 0.99%
Certificates
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  Rewards Regular
  APY Dividend Rate APY Dividend Rate
60-month term 3.10% 3.06% 2.85% 2.81%
48-month term 2.55% 2.52% 2.30% 2.28%
36-month term 2.15% 2.13% 1.90% 1.88%
24-month term 1.70% 1.69% 1.45% 1.44%
12-month term 1.25% 1.24% 1.00% 0.99%
6-month term 0.90% 0.90% 0.65% 0.65%
3-month term 0.60% 0.60% 0.35% 0.35%
Special: 12-month Kid's Certificate N/A N/A 2.50% 2.47%
IRA Certificates
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  APY Dividend Rate
5-year term 3.10% 3.06%
4-year term 2.55% 2.52%
3-year term 2.15% 2.13%
2-year term 1.70% 1.69%
1-year term 1.25% 1.24%
Money Market
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Average Daily Balance APY Dividend Rate
$100,000 and above 1.05% 1.04%
$25,000 - $99,999 0.75% 0.75%
$10,000 - $24,999 0.60% 0.60%
$1,000 - $9,999 0.35% 0.35%
$0- $999 0.15% 0.15%
IRA Money Market
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Minimum Daily Balance APY Dividend Rate
$1,000 or greater 0.35% 0.35%
$0 to $999 0.15% 0.15%
Savings
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  APY Dividend Rate
Rainy Day Savings
    after first 12 months 3.00% 2.96%
    first consecutive 12 months 1.50% 1.49%
Regular 0.15% 0.15%
Holiday Club 0.15% 0.15%
Vacation Club 0.15% 0.15%
Stepping Stones Savings Club 0.15% 0.15%
Health Savings Account 2.50% 2.47%
APY = Annual Percentage Yield