Rates are effective as of September 1, 2010.
|
Checking
| |
APY |
Dividend Rate |
| POWERCHECKING |
| on balances up to $25,000 |
2.00% |
1.98% |
| on remainder over $25,000 |
0.25% |
0.25% |
| Preferred Interest Checking |
| $0 - $4,999 |
0.10% |
0.10% |
| $5,000 - $24,999 |
0.50% |
0.50% |
| $25,000 and above |
0.75% |
0.75% |
Certificates
| |
Rewards** |
Regular |
| |
APY |
Dividend Rate |
APY |
Dividend Rate |
| 60-month term |
2.70% |
2.67% |
2.45% |
2.42% |
| 48-month term |
2.15% |
2.13% |
1.90% |
1.88% |
| 36-month term |
1.85% |
1.83% |
1.60% |
1.59% |
| 24-month term |
1.50% |
1.49% |
1.25% |
1.24% |
| 12-month term |
1.15% |
1.14% |
0.90% |
0.90% |
| Special: 7-month Rewards Certificate |
1.00% |
1.00% |
N/A |
N/A |
| 6-month term |
0.80% |
0.80% |
0.55% |
0.55% |
| 3-month term |
0.60% |
0.60% |
0.35% |
0.35% |
| Special: 36-month Kid's Certificate |
N/A |
N/A |
2.50% |
2.47% |
Money Market
| Average Daily Balance |
APY |
Dividend Rate |
| $100,000 and above |
0.85% |
0.85% |
| $25,000 - $99,999 |
0.65% |
0.65% |
| $10,000 - $24,999 |
0.50% |
0.50% |
| $1,000 - $9,999 |
0.25% |
0.25% |
| $0- $999 |
0.15% |
0.15% |
Savings
| |
APY |
Dividend Rate
|
| Rainy Day Savings |
| after first 12 months |
3.00% |
2.96% |
| first consecutive 12 months |
1.50% |
1.49% |
| Regular |
0.15% |
0.15% |
| Holiday Club |
0.15% |
0.15% |
| Vacation Club |
0.15% |
0.15% |
| Stepping Stones Savings Club |
0.15% |
0.15% |
| Health Savings Account |
1.50% |
1.49% |
APY = Annual Percentage Yield
